Tax Clearance Certificate

Personal Income Tax

With Holding Tax

Consumption Tax

For More Information, Call Us On:

0808 342 7276

Personal income tax is a type of tax imposed on the income of individuals who are either in employment or are running their own private businesses under a business name, a trust or partnership and trades. PIT is divided into two(2) Pay-As-You-Earn (PAYE) Direct Assesment (Self employed)
All persons who earn income be it on a temporal or permanent basis; whether employees or individuals that carry out business activities are required to pay personal income tax. Tax due and payable by employees by reason of their employment, otherwise known as PAYE, should be deducted by their employers and remitted to the relevant tax authorities. On the other hand, the self – employed are required to assess themselves, file their returns and make payment on annual basis to the relevant tax authorities.
Direct Assessment is an assessment raised directly on self-employed persons (eg. Traders,Professionals, Contractors etc). Without notice or demand, a self employed person will file a return of income earned in the preceding year using Tax Form A.
 
 
P. A. Y. E. is an acronym for “Pay As You Earn”. It is a method of collecting personal income tax from employee`s salaries and wages through deduction at source by an employer for remittance to appropriate or relevant Tax authorities. It is a method of paying income tax.
Any individual who is in paid employment qualify to pay PAYE. Its mainly for people in an organized sector be it public or private institution.
The relevant law guiding the operation of P.A.Y.E is the Personal Income Tax Act (PITA) 2011 (S.81 of Personal Income Tax Act Cap P8 LFN 2004) and other sections of the schedules and regulation of the Act.
The employer must within six months of commencing a business, register with relevant tax authority and deduct tax from emoluments of his employees and remit the amount so deducted to any of designated collecting banks in the state. The employer is an unpaid agent of government for the collection of PAYE.
Where an employee works under the supervision or management of a person who is not his employer, that person (hereinafter referred to as the “manager”) must furnish the particulars of the employee’s emoluments to the Tax Office nearest to the company and the manager must deduct the tax due from the employee’s emoluments and remit same to any of the designated collecting banks.
Within ten days of the end of every month, an employer must pay all deductions made from his employees as well as all other taxes due to the nearest tax office or to any of the aforementioned designated banks.
The registration requirements are as follows: a) A copy of certificate of incorporation or business name registration b) List of staff and their annual salaries. c) The Directors’ Tax Clearance Certificates (now Electronic Tax Clearance Certificate) d) Letter of application for registration. Upon completion of registration, an Employer’s Identification Number will be issued.
Basic Salary
Housing Allowance
Transport Allowance
Meal Allowance
Utility Allowance
Entertainment Allowance
Leave Allowance
Compensation, bonuses, premiums etc.
13th Salary
Benefits in Kind
Other Allowances
The sixth schedule of PITA, 2011 (Amendment), listed the following as tax exempt:
1. National Housing Fund contributions.
A Nigerian worker in both the public and the private sectors of the economy shall contribute 2.5 % of his basic monthly salary to the Fund.
2.National Health Insurance Scheme contributions.
Under NHIS , Federal Government employer and employee shall both bear 5% contribution to the scheme. Federal employer to bear 3.25% & 1.75% representing contribution from the employee’s consolidated salary.
While that of private establishment employer & its employees shall both bear 15%. 10% from the employer and 5% from the employee’s basic salary. However, the employer may decide to bear the whole of the contribution depending on the operating policy of the organization.
3. Life Assurance Premium:
This depend on the policy in operation by the organization.

 

4. National Pension Scheme:
A Pension contributory scheme is a scheme designed to ensure employees derive the benefit of being paid their pension adequately and as when due upon retirement. The Pension Commission regulates the fund. In the past rate was 15%, split evenly between the parties i.e the employer & the employee.
The current rate is 18% – Nigeria 2014 Pension Reform Act. This is to be borne by both the employer 10% and employee 8% of Basic Salary, Housing allowance & Transport allowance.

5. Gratuities:
This is computed on bases of the employee’s grade level, step and basic salary at the point of exit from active service.

Note that the above exemptions are subject to verification and evidences for informed judgment

 
 
Add your income from all sources, less the consolidated relief/allowance (200,000.00 + 20% of gross income). “The balance is to be taxed after removing all statutory deductions applicable to such taxpayer as listed below: • Contribution to Pension • Contribution to National Housing Fund • National Health Insurance Scheme • Life Assurance Premium • Gratuities The balance is taxed using the following method:
first 300,000.00 @ 7%
Next 300,000.00 @ 11%
Next 500,000.00 @ 15%
Next 500,000.00 @ 19%
Next 1,600,000.00 @ 21%
Above 3,200,000.00 @ 24%
The tax as computed above is compared to a minimum tax of 1% of Gross Income; whichever is higher is the tax payable.
An employer who fails to make proper tax deduction or fails to account properly for deductions made commits an offence and is liable on conviction to a penalty of the total sum of taxes due and 10% per annum thereon. Employer are also liable to interest and penalty for late or non-remittance at CBN prevailing rate.
PAYE deducted is expected to be remitted to the relevant tax authority latest by the 10th day of the following the month of deduction.
10% penalty of the amount due plus interest at commercial rate per annum for failure to remit the tax.
Annual Returns Section 81(2)
Every employer shall be required to file a return with the relevant tax authority of all emoluments paid to its employees, not later than 31st January of every year in respect of all employees in its employment in the preceding year.

 

Monthly Returns Section 41
Employers are expected to submit their monthly staff payroll schedule at the point of remittance for that particular month. This is to enable us verify the current status of tax payers and also to straighten the records with us. This is Strictly done on monthly basis on or before 10th of the month following month of deduction.

Annual Tax Returns
Latest on 31st of January following the year of assessment.
This is very important, as it enable tax authorities to verify whether the correct and accurate taxes have been paid and remitted. In addition it makes processing of Tax Clearance Certificate (TCC) easy for the entire staff and it tells on the integrity of the management.

Penalty for failure to file Annual returns – Section 81(3)
Penalty of N500,000 for failure to file on or before 31 January of the following year.

For More Information, Call Us On:

0808 342 7276

Personal income tax is a type of tax imposed on the income of individuals who are either in employment or are running their own private businesses under a business name, a trust or partnership and trades. PIT is divided into two(2) Pay-As-You-Earn (PAYE) Direct Assesment (Self employed)
All persons who earn income be it on a temporal or permanent basis; whether employees or individuals that carry out business activities are required to pay personal income tax. Tax due and payable by employees by reason of their employment, otherwise known as PAYE, should be deducted by their employers and remitted to the relevant tax authorities. On the other hand, the self – employed are required to assess themselves, file their returns and make payment on annual basis to the relevant tax authorities.
Direct Assessment is an assessment raised directly on self-employed persons (eg. Traders,Professionals, Contractors etc). Without notice or demand, a self employed person will file a return of income earned in the preceding year using Tax Form A.
 
 
P. A. Y. E. is an acronym for “Pay As You Earn”. It is a method of collecting personal income tax from employee`s salaries and wages through deduction at source by an employer for remittance to appropriate or relevant Tax authorities. It is a method of paying income tax.
Any individual who is in paid employment qualify to pay PAYE. Its mainly for people in an organized sector be it public or private institution.
The relevant law guiding the operation of P.A.Y.E is the Personal Income Tax Act (PITA) 2011 (S.81 of Personal Income Tax Act Cap P8 LFN 2004) and other sections of the schedules and regulation of the Act.
The employer must within six months of commencing a business, register with relevant tax authority and deduct tax from emoluments of his employees and remit the amount so deducted to any of designated collecting banks in the state. The employer is an unpaid agent of government for the collection of PAYE.
Where an employee works under the supervision or management of a person who is not his employer, that person (hereinafter referred to as the “manager”) must furnish the particulars of the employee’s emoluments to the Tax Office nearest to the company and the manager must deduct the tax due from the employee’s emoluments and remit same to any of the designated collecting banks.
Within ten days of the end of every month, an employer must pay all deductions made from his employees as well as all other taxes due to the nearest tax office or to any of the aforementioned designated banks.
The registration requirements are as follows: a) A copy of certificate of incorporation or business name registration b) List of staff and their annual salaries. c) The Directors’ Tax Clearance Certificates (now Electronic Tax Clearance Certificate) d) Letter of application for registration. Upon completion of registration, an Employer’s Identification Number will be issued.
Basic Salary
Housing Allowance
Transport Allowance
Meal Allowance
Utility Allowance
Entertainment Allowance
Leave Allowance
Compensation, bonuses, premiums etc.
13th Salary
Benefits in Kind
Other Allowances
The sixth schedule of PITA, 2011 (Amendment), listed the following as tax exempt:
1. National Housing Fund contributions.
A Nigerian worker in both the public and the private sectors of the economy shall contribute 2.5 % of his basic monthly salary to the Fund.
2.National Health Insurance Scheme contributions.
Under NHIS , Federal Government employer and employee shall both bear 5% contribution to the scheme. Federal employer to bear 3.25% & 1.75% representing contribution from the employee’s consolidated salary.
While that of private establishment employer & its employees shall both bear 15%. 10% from the employer and 5% from the employee’s basic salary. However, the employer may decide to bear the whole of the contribution depending on the operating policy of the organization.
3. Life Assurance Premium:
This depend on the policy in operation by the organization.

 

4. National Pension Scheme:
A Pension contributory scheme is a scheme designed to ensure employees derive the benefit of being paid their pension adequately and as when due upon retirement. The Pension Commission regulates the fund. In the past rate was 15%, split evenly between the parties i.e the employer & the employee.
The current rate is 18% – Nigeria 2014 Pension Reform Act. This is to be borne by both the employer 10% and employee 8% of Basic Salary, Housing allowance & Transport allowance.

5. Gratuities:
This is computed on bases of the employee’s grade level, step and basic salary at the point of exit from active service.

Note that the above exemptions are subject to verification and evidences for informed judgment

 
 
Add your income from all sources, less the consolidated relief/allowance (200,000.00 + 20% of gross income). “The balance is to be taxed after removing all statutory deductions applicable to such taxpayer as listed below: • Contribution to Pension • Contribution to National Housing Fund • National Health Insurance Scheme • Life Assurance Premium • Gratuities The balance is taxed using the following method:
first 300,000.00 @ 7%
Next 300,000.00 @ 11%
Next 500,000.00 @ 15%
Next 500,000.00 @ 19%
Next 1,600,000.00 @ 21%
Above 3,200,000.00 @ 24%
The tax as computed above is compared to a minimum tax of 1% of Gross Income; whichever is higher is the tax payable.
An employer who fails to make proper tax deduction or fails to account properly for deductions made commits an offence and is liable on conviction to a penalty of the total sum of taxes due and 10% per annum thereon. Employer are also liable to interest and penalty for late or non-remittance at CBN prevailing rate.
PAYE deducted is expected to be remitted to the relevant tax authority latest by the 10th day of the following the month of deduction.
10% penalty of the amount due plus interest at commercial rate per annum for failure to remit the tax.
Annual Returns Section 81(2)
Every employer shall be required to file a return with the relevant tax authority of all emoluments paid to its employees, not later than 31st January of every year in respect of all employees in its employment in the preceding year.

 

Monthly Returns Section 41
Employers are expected to submit their monthly staff payroll schedule at the point of remittance for that particular month. This is to enable us verify the current status of tax payers and also to straighten the records with us. This is Strictly done on monthly basis on or before 10th of the month following month of deduction.

Annual Tax Returns
Latest on 31st of January following the year of assessment.
This is very important, as it enable tax authorities to verify whether the correct and accurate taxes have been paid and remitted. In addition it makes processing of Tax Clearance Certificate (TCC) easy for the entire staff and it tells on the integrity of the management.

Penalty for failure to file Annual returns – Section 81(3)
Penalty of N500,000 for failure to file on or before 31 January of the following year.